Monday, November 22, 2010

Is it possible to change health insurance companies with a pre exsisting condition such as cancer? If so how?!?

A dear friend has Cancer in her liver and Has a state health insurance. I had hoped to get her into cancer treatment center of America but they dont take that insurance. Is it possible to change insurance or is there any funding available for this problem? Please help ASAP thank You so much!Is it possible to change health insurance companies with a pre exsisting condition such as cancer? If so how?!?
Be careful! There are rules limiting the ability of health insurance companies to drop patients for preexisting conditions. If she has a gap in coverage for even a day, other carriers can deny her coverage.Is it possible to change health insurance companies with a pre exsisting condition such as cancer? If so how?!?
Don't think that the Cancer Treatment Centers of America is a place that gives miracles to those with cancer. They don't do anything more than any major hospital does except they are quite expensive and don't take a lot of insurances. They might talk to you really nice and give you a massage and other things like that to make you feel better, but as far as treatment for cancer goes, there is nothing special going on there. They had to pull some of those commercials because they were misleading. If you watch the one where the lady gets cured, at the bottom there is a statement that says these results are not typical and do not assume you will have the same results.



As far as your friend having state health insurance, I don't know if you are talking about state aid like welfare or she works for the state and has their state plan. I thought the new health insurance coverage that just passed that Obama fought so hard to get covered this problem of switching plans and then not being able to get coverage because of pre existing conditions. I believe that is no longer allowed, but you should check to make sure. You could call your congressman's office and they would be able to tell you.
Does your friend have a HIPAA statement from her current insurance company If so they will only make her wait for 30 days before she is covered under the new policy.

If not apply for a program That is called C.I.P. also know as Critical Illness Program. The CIP program is what covered me when I was diagnoised with my cancer wonderful program it pays 100% of the billsrelated to treatment. Or call U.S department of Labor for more help at , 1-866-444-3272. They will get you and your friend on the correct road

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